Aetna Whole Life Agent Contracting

Independent agents can request an Aetna whole life contract through Agent First Contracts. This page covers the contract, commission levels, and how the appointment works.

Aetna Whole Life Direct Contracts for Independent Agents

Aetna continues to be a solid additional whole life option for independent insurance agents looking to expand their product portfolio with a nationally recognized carrier.

Agents contracted through Agent First Contracts receive a direct contract with Aetna, meaning you are paid directly by the carrier and maintain direct access to your business.

Agents are offered a competitive 110% commission level with the flexibility to choose either advanced commissions during the first 9 months or an as-earned payout structure.

  • Direct contract with Aetna
  • Paid directly by the carrier
  • 110% commission level
  • Choice of advanced or as-earned commissions
  • No production requirements at the 110% level
  • Whole life product access

For agents currently contracted through another hierarchy, a release may be required for immediate transfer. If a release is not available, agents may become eligible after six months of no production.

Aetna contact and agent resources

  • Customer service: 866-272-6630
  • Fax: 855-291-0553

Aetna Commission Levels & Products

ProductProduct TypeLevelNotes
Whole life / FE—110—

Aetna FAQs for Agents

How do I get contracted with Aetna as an independent agent?

Apply through the Agent First Contracts contracting form, and we walk you through the Aetna contracting paperwork. Aetna makes the final appointment decision. Once you're appointed, you write business directly with the carrier.

What commissions does Aetna whole life pay agents?

The commission levels Agent First offers for Aetna are listed in the table on this page. Your final contract level is confirmed in your Aetna contracting paperwork.

What is the Aetna customer service number?

Policyholder and general customer service questions go to 866-272-6630. Use this line for billing, policy status, beneficiary changes, and claims routing.

Where do I fax applications and forms to Aetna?

Send applications, requirements, and supporting forms to Aetna at 855-291-0553. Include a cover sheet with your writing number so the case is credited correctly.

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